Preparing for Future Expenses

What a lovely weekend it was here in Oklahoma! It was just perfect fall weather: cool, with clear blue skies, and no wind. It was such a nice weekend for my family because we were able to play outside, and just relax and take the weekend off. Noah got sick again last week and we had to keep him out of school for most of the week. So this weekend I also sterilized everything in my home, and washed all of the linens, and just cleaned everything. Noah is finally better and will be returning to school on Monday and …

Practicing Your Payday Plan

Payday! Yea! For my husband and I, yesterday was payday and I thought it might be helpful to walk you through exactly how I use my budget. I realize that not everyone receives a salary or is paid on the 15th. There are a multitude of different pay cycles which I have written about and you can find here. However, all of us get to sit down and pay our bills, no matter when or how you get paid. So, I want to take you through that process using a budget. Some of the steps, I haven’t discussed yet, but …

Finding Balance

“God has not given you a spirit of fear, but of power, love, and a sound mind.” (2 Timothy 1:7) As we face your budget today and try to determine how to bring balance. I just want to remind you of this verse. This is the time that many people want to get into fear when it comes to their budget. Fear that there isn’t enough, fear of deprivation, fear of knowing… None of this fear is from God. He is not in your fear. Neither is He controlled by your fear. Let go of your fear of the unknown …